Say Something Nice...

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1 June, 2020

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The first half of this year has undoubtedly knocked us all for six.

In one way or another, our lives have changed.

4 months ago, more people were employed, more small businesses were open, people had holidays booked, athletes were getting ready for the Olympics, couples were planning their weddings, a lot less people worked from home, there were more airplanes in the sky and you didn’t have to worry about whether or not you could buy toilet paper.

We have all seen great change in our day to day lives and that takes a fair bit of resilience.

With COVID-19 having a significant impact on people’s mental health, it is important now more than ever that we look out for one another.

Today, June 1st is ‘Say Something Nice Day’.

So take a moment to say something nice, not just to others but also to yourself.

Be kind to yourself and those around you.

Check up on your friends, neighbours and family members to see how they are doing.

If you, or someone you know, is struggling with the impact of the COVID-19 crisis, see the attached link to the COVID-19 Virtual Support Network

By Sam


More From 'News Articles'

Pay Day Loans during a Pandemic

Unscrupulous Pay Day Lenders have been caught out using the current global pandemic to market their products.

With many Australian’s facing ongoing financial uncertainty, some day pay day lenders have come to the party offering quick, short term loans to ease the financial stress brought on by COVID-19.

As a financial counsellor, this makes my skin crawl.

Along with paying back the original amount, pay day lenders also charge high interest rates, lender’s fees, defer payment fees, default fees, etc.

Within my role, I have seen pay day loans snowball into more than triple the amount originally borrowed.

If you are struggling financially and you need funds to pay for an expense, there are alternative options available.

Other options include:

- [NILS (No Interest Loan)](https://www.affordablesa.com.au/programs/money-and-finances/no-interest-loans-scheme-nils)

- [Speckle Loan](https://www.affordablesa.com.au/programs/money-and-finances/speckle-loans)

- [Step Up Loan](https://www.affordablesa.com.au/programs/money-and-finances/stepup-loan)

- [Household Relief Loan](https://www.affordablesa.com.au/programs/money-and-finances/household-relief)

If you are struggling to afford essential living expenses, it may also be worthwhile booking an appointment with a financial counselor to discuss your options. To book a free appointment, call the Affordable SA Helpline on 1800 025 359 or search for [Financial Counselling](https://www.affordablesa.com.au/programs/money-and-finances/financial-counselling-services) at the Affordable SA website.

For more information about how pay day lenders are targeting vulnerable Australians, see the attached article from ABC news.

By [Sam](https://www.affordablesa.com.au/team/sam)

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