Adelaide - Uniting Communities
The No Interest Loans Scheme (NILS(R)) provides 'interest' and 'fee' free loans for individuals, families or couples living on a low income.
NILS(R) is generally for the purchase of essential household items like a fridge, washing machine, TV, bed or clothes dryer. NILS(R) may also be provided to meet other essential needs.
NILS(R) will not cover regular living expenses such as:
- Electricity, gas, phone etc
- Food, clothing
- Existing debt or consolidation
- Items in pawn broker or similar
- Items already purchased
For more information on where to find your local NILS(R) service can be found on the weblink provided. Contact your local scheme for details.