HomeStart Finance

Affordable home loans.


HomeStart, a State Government organisation, is committed to making homeownership more accessible for South Australians. With a focus on affordability, HomeStart offers a range of home loans tailored to your needs, aimed at reducing upfront costs and increasing your borrowing power.

Discover the benefits of HomeStart's different loan options that can help you achieve your homeownership goals. Whether you're a first-time buyer or looking to upgrade, their loans are designed to provide you with financial flexibility and support.

For detailed information about HomeStart's loans and to determine your eligibility, visit their website. Their knowledgeable team can guide you through the process and answer any questions you may have.

Explore their user-friendly website, where you'll find a variety of easy-to-use tools and calculators. These tools can assist you in determining how much you can borrow and estimate your potential repayments, empowering you to make informed decisions.

Take the first step towards homeownership by contacting HomeStart today. They will help you navigate the path to affordable home loans in South Australia.


Commonwealth Rent Assistance

Supplementing rental costs for individuals and families.


Rent Assistance is a valuable income supplement provided to individuals and families who rent in the private rental market or community housing. This non-taxable financial support is aimed at helping eligible individuals meet their rental expenses.

To qualify for Rent Assistance, you must meet specific criteria, including eligibility for an eligible social security payment, receiving an amount higher than the base rate of Family Tax Benefit A, or being eligible for an eligible Department of Veterans' Affairs service pension or income support supplement. The amount of Rent Assistance you receive is determined based on the amount of rent you pay.

The process of claiming Rent Assistance is seamless, as you don't need to submit a separate claim. Your eligibility for Rent Assistance is automatically assessed when you claim one of the eligible payments.

For comprehensive information and details regarding Rent Assistance, please visit the website. The website offers valuable resources that can help you understand the eligibility requirements and provide insights into how Rent Assistance can support your rental affordability.

If you're struggling with rental costs, Rent Assistance can provide a much-needed financial boost. Explore the website today to learn more about this essential support.


Consumer and Business Services

Your rights for rental information.


Consumer and Business Services (CBS) is your go-to source for valuable information on renting in South Australia. Whether you're renting privately, residing in residential parks, or seeking guidance on rooming, lodging, and boarding arrangements, CBS is here to assist you.

At CBS, you can access a wide range of information, including:

- Residential Bonds Online: Lodge or check the status of a bond conveniently through the Residential Bonds Online service.

- Bond refunds: Understand the process and requirements for receiving your bond refund.

- Repairs and maintenance: Learn about your rights and responsibilities regarding repairs and maintenance in your rental property.

- Landlord right of entry: Familiarize yourself with the rules and guidelines surrounding landlord entry into your rented premises.

- Domestic violence protections for renters: Discover the protections available to renters in situations involving domestic violence.

- Forms and fact sheets: Access a variety of forms and fact sheets pertaining to residential tenancies to ensure you're well-informed.

Before reaching out to CBS by phone, we encourage you to visit their website. You'll find a wealth of information that may address your inquiries and provide the guidance you need.

Count on Consumer and Business Services (CBS) as your trusted resource for renting information in South Australia. Visit their website today to access the resources and support you require.


First Home Owners Grant (FHOG)

Assistance for eligible first home owners.


The First Home Owner Grant (FHOG) is a valuable financial assistance program provided by the State Government to help eligible individuals fulfill their dream of owning their first home.

To access the grant, you need to submit an application, which will be reviewed and approved by the appropriate authorities. Once approved, you will receive a one-time payment of up to $15,000. This grant is specifically intended for the purchase or construction of a new residential property, including houses, flats, units, townhouses, or apartments, anywhere in South Australia.

To qualify for the FHOG, the residential property must be occupied as your principal place of residence for a continuous period of at least six months. This occupancy period should commence within 12 months from the date of settlement for property purchase contracts or the date of completion for owner builders or contracts to build.

For detailed eligibility requirements and further information about the First Home Owner Grant, we encourage you to visit their website. Here, you'll find comprehensive resources that will guide you through the application process and provide you with the necessary information to determine your eligibility.

Take advantage of this opportunity and make your dream of owning a home a reality with the First Home Owner Grant.


Help Paying Bond and Rent - Housing SA

Financial assistance for rental housing.


If you're in need of financial assistance to secure a rental property, the SA Housing Authority is here to support you. They offer aid in paying for all or part of a bond and up to two weeks' rent in advance.

Their assistance programs are designed to help individuals access various types of rental housing, including private rentals, boarding houses, shelters, and community housing. Whether you're facing a housing crisis or require additional support, they strive to provide the assistance you need to secure a suitable rental property.

To learn more about eligibility criteria and how to apply for financial support, please visit their website. The website contains detailed information about who can apply and the application process itself.

You have the option to apply online through their website. Alternatively, if you prefer assistance with the application process, a support worker can guide you through the application, ensuring you receive the necessary support to complete the process successfully.

Everyone deserves safe and stable housing. Housing SA can help you overcome financial barriers and secure the rental housing you need.


HomeSeeker SA

Affordable home ownership opportunities for eligible buyers.


HomeSeeker SA presents a unique opportunity for eligible buyers to purchase affordable homes in South Australia before they become available on the open market. This program aims to provide low to middle income earners with a chance to buy a home at a fixed price, without competing with real estate investors.

To be eligible for purchasing a home through HomeSeeker SA, certain criteria must be met:

- Annual household income: Your annual household income should be less than $110,000 before tax for couples or families, or $85,000 before tax for singles.

- Asset value: The value of your assets should be less than $616,000 for couples or families, or $482,500 for singles.

- Property ownership: You should not own any residential property, including overseas or in regional Australia, or have a binding contract for the sale of a residential property in place.

- Residency: You or the person you are buying the home with must be an Australian citizen, hold permanent residency in Australia, and be 18 years or older.

- Home occupancy: You must commit to living in the new home for at least 6 months within the first 12 months of purchasing.

- Financial readiness: Sufficient savings for a deposit and upfront fees and charges, as well as finance pre-approval from a bank or finance institution, are required.

The HomeSeeker SA website is a valuable resource providing information, a range of available properties, and resources to help you navigate the home buying process. Additionally, it offers helpful tips on renting, including a step-by-step guide to the rental process.

Take the first step towards affordable home ownership by visiting their website. Explore the available properties and access the necessary tools to understand and successfully navigate the home buying process with HomeSeeker SA.


Housing SA

Affordable rental properties for individuals on lower incomes.


Housing SA, part of the SA Housing Authority, is committed to delivering essential social housing services to those in need. They provide rental properties for individuals with lower incomes, ensuring that tenants pay no more than 25% of their income towards rent.

Their focus is to create affordable housing options that promote stability and security for individuals and families. If you're searching for affordable rental properties, Housing SA is here to support you.

For comprehensive information on public housing and to explore topics related to housing assistance, visit their website. Whether you're looking to learn about eligibility criteria or wish to register for public and community housing, their website provides valuable resources.

The Housing SA office is open from 8:30am to 5:30pm, Monday to Friday. During these hours, their dedicated team is ready to assist you, answering any questions you may have and providing guidance to help you secure a stable and affordable home.


National Rental Affordability Scheme

Access to affordable private rental housing for low and moderate income families and households.


The National Rental Affordability Scheme (NRAS) aims to address the housing affordability challenge by providing access to affordable private rental housing for low and moderate income families and households.

NRAS offers a unique opportunity for eligible individuals and families to secure affordable rental properties. To determine if you meet the eligibility criteria and can apply for an NRAS property, please refer to the detailed requirements available on the website.

By participating in NRAS, you can enjoy the benefits of reduced rental costs, making housing more affordable and accessible. We understand the importance of safe and stable housing for families, and NRAS strives to create an environment where affordable rental options are within reach.

Visit their website to learn more about the eligibility requirements and how to apply for an NRAS property. Take a step towards securing affordable housing and improving your overall quality of life.


Private Rental Liaison Program - Housing SA

Assistance for securing and maintaining a private rental.


The Private Rental Liaison Program is designed to support individuals who face challenges in securing a private rental on their own but have the potential to maintain one with assistance. If you're in this situation, this program is here to help.

To access the program, customers can be referred after a housing advice appointment, a Private Rental Assistance Program assessment, or by attending a Housing SA private rental liaison workshop. Once enrolled, Housing SA offers a range of services to assist you in maintaining a private rental tenancy for up to six months.

Housing SA provides valuable information, practical assistance, and support tailored to your needs, understand the importance of stable housing, and strive to empower individuals like you to successfully maintain a private rental arrangement.

For further details about the Private Rental Liaison Program, please visit the program website. Here, you'll find additional information and resources that can help you understand the program better and determine if it's the right fit for your situation.

Don't navigate the challenges of securing and maintaining a private rental on your own. Let Housing SA's Private Rental Liaison Program be your trusted partner on this journey towards a secure and sustainable housing solution.