Please view our user account Terms & Conditions.
Affordable SA is for South Australians struggling with affordability issues. It makes it easy to access information, resources, support, and services to best meet your needs. Affordable SA is accessible through our web page, app and helpline. Our services are free, confidential and provided with dignity.
The Consumer Credit Law Centre is a free legal service specifically for people with consumer credit issues and disputes.
The service provides specialist legal advice regarding repossession, mortgage foreclosure, debtors court, and other issues within the areas of credit, banking, and personal finance.
Appointments can be made by calling (08) 8342 1800; Country Callers please call 1300 886 220.
The Consumer Credit Law Centre is a service of Uniting Communities and is located in Uniting Communities offices in Adelaide, Smithfield and Christies Beach (Open Monday – Friday, 9am- 5pm)
MOSH is about creating opportunities for people to reach out for support in times of crisis, if they feel they are at risk of harming themselves or others, and for those who are bereaved through suicide.
MOSH is about helping to create a sense of purpose for people, somewhere they can come to engage in activities that will link them to others in a similar situation rather than going through the traditional mental health system.
No appointment necessary, just drop in or give contact them via phone.
The Welfare Rights Centre is a community legal centre providing free duty solicitor services at the South Australian Civil and Administrative Appeals Tribunal for people with residential tenancy matters and the Administrative Appeals Tribunal for people who have Centrelink matters before the Tribunal.
The Centre also runs the Housing Legal Clinic providing pro-bono legal advice for people who are homeless or at risk of homelessness.
Level 5, 97 Pirie Street, Adelaide SA 5000
PO Box 3609, Rundle Mall SA 5000
HomeStart is a State Government organisation that is focused on providing affordable home loans for South Australians.
Homestart has a number of different loans that can reduce your upfront costs and boost your borrowing power.
For further information about their loans and your eligibility contact Homestart or go to their website.
Their website also has a range of easy to use tools and calculators about how much you can borrow and what your repayments may be.
The Telecommunications Industry Ombudsman (TIO) provides a free and independent dispute service for small business and residential consumers who have an unresolved complaint about their telephone or internet service in Australia.
The TIO is able to handle complaints about telephone and internet services, including by collecting any documents or information relevant to the complaint. They have the authority to decide the resolution of a complaint (the telecommunications company is legally obliged to implement) up to $50,000, and make recommendations up to $100,000.
Handling complaints about:
- disability issues
- credit management
- land access
- priority service
The website has facts, information and examples of complaints. Its worthwhile taking a look at some of the complaint examples to see if your complaint is similar to others listed.
Community housing providers have housing for people who have experienced homelessness, the aged, people with disabilities, survivors of domestic violence and people on a low income.
Community housing is funded by the state government and administered, maintained and managed by not-for-profit, community-based organisations.
For more information visit the website for a listing of community housing providers and their contact details.
You may also wish to look at registering for public and community housing and information on how to do so is at the website listed here.
EnergySmart is a South Australian Government funded initiative to help us understand how we can save power and reduce our energy bills at home or running a small business. The main premise is the 72 page booklet of ways to save as well as videos and associated facts to help visualise the issues.
The basics of our energy use in South Australia is that we use:
- 40% for heating and cooling our houses
- 23% on heating water
- 14% on washing machines and driers
- 7% on lighting
- Standby power modes in your electrical devices could be costing you as much as $250 a year
SMART (Self Management and Recovery Training) Recovery is a free group program assisting any problematic behaviours, including addiction to drugs, alcohol, cigarettes, gambling, food, shopping, Internet and others.
Guided by trained peers and professionals, participants come to help themselves and help each other using a variety of cognitive behaviour therapy (CBT) and motivational tools and techniques.
Throughout South Australia there are a range of "open" and "closed" meetings available. For more information call 1300 131 340 or visit the find a meeting link provided.
Saver Plus is a 10 month financial education and matched savings program that assists families to gain financial skills, establish a savings goal, and develop long-term saving habits. As an incentive, participants can receive up to $500 in matched savings to put towards a range of education costs.
You may be eligible if you:
- Are 18 years or over
- Have a child at school or attend vocational education yourself
- Have a regular income from paid employment (you or your partner)
- Have a current Health Care or Pension Card
- Receive an eligible Centrelink payment
The Smith Family manages the program in South Australia with Saver Plus workers in the following areas: Adelaide's North and North East (including Tea Tree Gully, Campbelltown District, Gawler, Adelaide Hills and Barossa), Port Adelaide, Enfield, Charles Sturt, Salisbury, Playford and South Adelaide. Over 32,000 people have previously participated in the program throughout Australia.
You can visit the website for further information, or call / sms your name and postcode to 1300 610 355.