For many years Anti-Poverty Week has helped to raise awareness of the plight of people in poverty in SA and around the country.
Despite all the efforts over many years, poverty rates Nationally have moved little and this year the surrounding soft rhetoric about antipoverty has been dropped in favour of a stronger call to action. It seems the gloves are off with the Raise the Rate campaign invited to be a major player in supporting the week. Support for the campaign is on the rise as cost of living pressures push many closer to struggle street.
Every day there are many people living in poverty who ask, how can they possibly manage to feed their families?
In S.A. organisations such as The Salvation Army, St Vincent de Paul, Anglicare, St John's, Lutheran Services, Hutt Street Centre, Foodbank, Secondbite and Oz Harvest (to name a few), as well as independent charities, Heart and Soul, Faithworks, Fred’s Vans and small Church groups do their best to provide shelter, food and housing to those in need. Regionally the Red Cross and The Community Passenger Network steps up to help people negotiate the barrier of distances and help people get to the services that are available in the larger towns.
Collectively these groups do substantial heavy lifting in the social welfare arena and without them many people would not have the shoulder of support that they desperately need. Long-term debt or hardship can be soul destroying and why most of these charitable assistance agencies provide good will and dignity as key components to their assistance.
Many of us will go through financial problems at some stage in our lives. Some will waiver in and out of hardship on a regular basis. It is not just a case of people mishandling their finances. People on low incomes and Government allowances are pretty good at utilising every penny.
There are many reasons people fall into poverty. Separation or death of a partner, domestic violence, health and mental health issues can rapidly deteriorate your financial wellbeing. Excessive gambling and substance abuse is not just a poor person’s issue. Add in such life changes as losing a job or only getting casual part time work and many more families are in dire straits. Losing a life long partner brings not only grief but can throw many financial problems and in particular women struggling with a lifelong pay gap or interrupted superannuation schemes are at a real disadvantage to securing better financial prospects later in life.
Payday lenders thrive in these environments and target vulnerable situations with carefree style marketing ads. It’s never a case of borrowing and just moving on. Many assistance agencies see those families teetering on the brink of financial hardship quickly dragged into long-term hardship by scruple less companies in poorly regulated industries.
There are concessions and hardship assistance available for low income earners but gaining a little assistance from a charity can be the difference between actually eating or not. Those relying on these organisations are just getting by but there are still many more struggling that don’t know where to go or what to do to seek help to manage their cost of living expenses.
The Affordable SA is a suite of services that connects you to the services and events that can help you manage the cost of living in South Australia. Download the App, phone the Helpline on 1800 025 539 or go to the website www.affordablesa.com.au
Important Update
As of January 1st, 2025 the Affordable SA app will no longer be available. If you're looking for assistance or to connect with programs and services near you, please refer to our website: affordablesa.com.au, to access the assistance you need.
Affordable SA will still be available as a FREE service via website, where you can find all the services you need, in the palm of your hand.
50 Ways to Save This Christmas
The holiday season is a time of joy and togetherness, but it can also come with financial stress. From expensive gifts to lavish dinners and decorations, the costs can quickly add up. However, with thoughtful planning, creativity, and a focus on meaningful moments rather than extravagant spending, you can enjoy a magical Christmas without breaking the bank. This guide will show you how to save on gifts, food, decorations, and more, while still making the season special. Whether you’re looking to cut costs on presents, host an affordable dinner, or find ways to decorate your home on a budget, these tips will help you make the most of the holidays without overspending.
Here's some tips to start:
Borrow or Swap Items
Need something special for your Christmas celebration? Borrow from friends or family instead of buying new. Whether it’s a serving dish or decorations, sharing saves money and resources.
Embrace Free Fun
Focus on free or low-cost traditions like watching Christmas movies, driving around to see holiday lights, or hosting a board game night. Sometimes the best moments are the simplest ones.
Remember, saving money this Christmas doesn’t mean sacrificing joy or festive spirit. By planning ahead, getting creative, and prioritising what truly matters, you can celebrate the season without financial stress. Whether it’s through thoughtful gifting, resourceful decorations, or embracing community events, these tips will help you enjoy a budget-friendly holiday that’s rich in meaning.
You can sort Christmas savings tips by category below.
Understanding Electricity Costs and Renewable Energy in 2025
The way Australians generate and use electricity is evolving rapidly, with a significant shift toward renewable energy sources. South Australia, once known for power shortages, became the first major jurisdiction to be powered entirely by solar energy—a remarkable milestone. As renewable energy technology becomes more widespread, you may wonder: 'will electricity become cheaper, and what steps can I take to reduce their bills today?'
The answer is promising: electricity costs are expected to decrease over time, but you can start saving now with smarter energy habits, better provider choices, and a deeper understanding of your rights as a consumer.
Your Rights as an Energy Consumer
As an energy customer in Australia, you’re protected by laws that govern your dealings with energy retailers and distributors. These rights ensure transparency, fair pricing, and access to essential energy services. Familiarising yourself with these regulations helps you make informed decisions when choosing providers and addressing billing concerns.
Choosing the Right Energy Provider
1. Use Energy Made Easy
The Energy Made Easy website is a free government service that allows households and small businesses to compare electricity and gas plans. Simply input your details to view a range of offers that suit your energy usage and location. You can also contact them directly at 1300 585 165 for assistance.
2. Key Factors to Consider
When evaluating energy plans, don’t focus solely on price. Keep these factors in mind:
- Contract Length: Are you locked into a long-term agreement, or can you switch plans easily?
- Fees and Discounts: Look out for hidden fees or discounts that may expire after a set period.
- Special Deals: Some plans offer incentives like sign-up bonuses or rebates, but read the fine print to understand long-term costs.
3. Time-of-Use Tariffs
Did you know the time you use energy can affect how much you pay? Time-of-use tariffs mean energy costs vary depending on peak and off-peak periods. Adjusting your habits, like running appliances during off-peak times, can lead to substantial savings. In South Australia, off peak times for residential is 10am - 3pm.
4. Specific Plan Types
Certain plans may cater to your unique situation:
- Smart Meter Plans: These allow for detailed tracking of your energy use.
- GreenPower Plans: For those committed to renewable energy, these plans offset your consumption with sustainable energy sources.
- Solar Energy Plans: If you have solar panels, look for plans with competitive feed-in tariffs.
- Regional Plans: Some plans are better suited for urban or rural areas, depending on infrastructure.
Reducing Energy Usage to Lower Bills
One of the simplest ways to save money on electricity is to use less of it. Conducting a home energy audit can help identify energy inefficiencies and opportunities to save. You can conduct this audit yourself by borrowing a free Home Energy Audit Toolkit from your local library.
Living Areas
- In Summer: Close windows, doors, curtains, and blinds during the day to keep the heat out. Use fans instead of air conditioners when possible, and if using air conditioning, set it to 26°C.
- In Winter: Seal draughts by closing windows and curtains. Set central heating to 18°C.
- Lighting: Switch to energy-efficient LED lights and turn them off when not in use.
- Standby Power: Switch off appliances at the wall to eliminate standby power usage.
Kitchen
- Ensure adequate space around your fridge for ventilation and check that its seals close firmly.
- Cover pots and pans when cooking to retain heat and reduce energy use.
- Only run the dishwasher when it’s full.
Bathroom and Laundry
- Wash clothes in cold water whenever possible. If using hot water, set it to 60°C.
- Dry clothes on a line instead of using a dryer.
- Install low-flow showerheads to reduce hot water usage and aim for showers no longer than four minutes.
Accessing Financial Help for Energy Bills
If you’re struggling to pay your energy bills, financial assistance may be available. Options include:
- Temporary or ongoing bill relief through government programs.
- Guidance from us at Affordable SA, call us today on 1800 025 539.
Additionally, explore our Utilities Programs listed on Affordable SA, which provide tailored solutions for reducing energy costs and managing bill payments.
The Future of Renewable Energy and Costs
As renewable energy becomes the backbone of Australia’s power grid, the overall cost of electricity is projected to decline. Solar power, wind energy, and advancements in battery storage are paving the way for a greener, more affordable future. Programs such as GreenPower and feed-in tariffs for solar customers offer opportunities to actively participate in this transition while saving money.
However, the key to maximising these savings lies in understanding your energy consumption and making adjustments today. By selecting the right provider, using energy-efficient appliances, and tapping into available support programs, you can enjoy both immediate savings and long-term benefits as Australia transitions to a renewable energy future.