For South Australians needing advice or assistance with managing the cost of living or budgeting. The Helpline provides information, advice and referrals to appropriate services such as financial counselling, case work, advocacy or community education.

If you need help lodging your tax return, you may be eligible for the Tax Help program. Tax Help is a network of ATO-trained and accredited community volunteers who provide a free and confidential service to help people complete their tax returns online using myTax.Tax Help is available from July to October in all capital cities and many regional areas across Australia. You are eligible for Tax Help in 2017–18 if your income is around $60,000 or less for the income year and you did not: - work as a contractor, for example a contract cleaner or taxi driver - run a business, including as a sol...

A Financial Counsellor is a person who can assist you with a range of services relating to personal finances. It is free, independent and confidential.A Financial Counsellor can look at your overall financial situation and provide you with your options and are able to advocate and negotiate on your behalf.A financial Counsellor doesn't give financial advice, planning or financial assistance.In South Australia the financial Counselling service is operated by a range of service providers that have qualified Financial Counsellors who are motivated to supporting and assisting people in financial d...

Financial Counselling for rural businesses and struggling families with real expertise about "on the land" issues.Providing a Free, Independent, Confidential and Professional Rural Financial Counselling service to eligible primary producers including cattle producers, fruit and vegetable growers, fishermen, foresters and harvesters and small related businesses who are facing financial difficulties.Pre-arranged flexible appointments ar available at your business, on your property or in our regional offices.Adelaide Hills, Barossa Valley, Eyre Peninsula (Eastern), Eyre Peninsula (Western and Low...

What Is NILS?The No Interest Loan Scheme (NILS) provides individuals and families on low incomes with access tosafe, fair and affordable credit.- - Loan amounts are between $300 – $1,200 for essential goods and services such as fridges, washingmachines and medical procedures.Loans cannot be used for cash, bond, rent arrears, debt consolidation, holidays or bills. Repaymentsare set up at an affordable amount over 12 – 18 months.WHAT ARE THE LOANS FOR?Loans are avaibable for the purchase of essential goods and services.- These may include- Household items like fridges, washing machines, stov...

StepUP provides low interest loans to people on low incomes through community providers across many parts of Australia.

Speckle offers an alternative when you need a small loan for life's expenses (without the hidden costs). They are an Australian small lender run by a not-for-profit which means all fees and charges go back into keeping costs as low as possible so more people can borrow better. Loans from $200 to $2000 available within a few days.Speckle was created by Good Shepherd Microfinance and National Australia Bank (NAB). Speckle loans are issued by Good Shepherd Microfinance.Good Shepherd Microfinance bring a long history of putting people first in providing fair and affordable finance. They are most w...

Helping people to resolve consumer credit problems including debt, hardship, credit law issues involving disputes with creditors, bankruptcy, mortgage stress, inability to negotiate payment plans and conduct by creditors.

The ASFSA