If your having problems with debt, your starting point should be the National Debt Helpline 1800 007 007.
In a nutshell, financial counselling helps you manage your debts and get your finances back under control.
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Financial counselling is free, confidential and independent. The National Deb Helpline is a not-for-profit, community based service that's available to people in Australia experiencing financial difficulty.
Last updated 20 February, 2020