National Debt Helpline

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Money & Finances

Financial counselling services.

Call: 1800 007 007

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Financial counselling provides valuable guidance in managing your debts and regaining control of your finances. When you contact the helpline, you can receive advice on various aspects, including:

Understanding Your Financial Situation: Gain a clear understanding of your financial position through comprehensive assessment and analysis.

Debt Prioritization: Learn how to prioritize your debts effectively, helping you make informed decisions on which debts to address first.

Exploring Options: Understand the advantages and disadvantages of different debt management options available to you. This may include loan repayment strategies, negotiating with creditors, exploring bankruptcy options, and more. Remember, there are always alternatives to consider.

Rights and Responsibilities: Learn about your rights and responsibilities regarding credit and debt, empowering you to make informed choices.

Accessing Additional Support: Discover how to access other essential services you may require, such as legal services, crisis food and accommodation services, and health services.


The National Debt Helpline is a not-for-profit, community-based service dedicated to supporting individuals in Australia facing financial difficulties. Their knowledgeable and compassionate team is ready to assist you.


To discuss your situation or seek assistance, please call 1800 007 007 or send a message through their website.


Remember, financial counselling is a confidential and independent service designed to help you regain control of your financial well-being. Don't hesitate to reach out for support.


Last updated 6 December, 2023

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National Debt Helpline

1800 007 007

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