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Australian Government Private Health Insurance Rebate

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Health Care

The Private Health Insurance Rebate is a government payment that helps reduce the cost of private health insurance for eligible Australians through a premium discount or tax offset. 

This rebate helps make private health insurance more affordable by contributing to your premiums. It is income-tested and can be claimed either upfront through your insurer or as a tax offset when you lodge your tax return. 

Services Provided:

  • Reduces private health insurance premiums
  • Applies to hospital and extras cover
  • Paid as either premium discount or tax offset
  • Income-tested rebate
  • Age-based rebate rates
  • Helps lower overall insurance costs

Last updated 20 May, 2026