Assistance with lodging your tax return.
-
Are you in need of assistance with lodging your tax return? You might qualify for the Tax Help program. Tax Help comprises a dedicated network of ATO-trained community volunteers who offer a confidential and free service to help individuals file their tax returns online.
Tax Help operates annually from July to October, and volunteers are available to provide assistance over the phone, online, and in person at select Tax Help centers.
If your income is approximately $60,000 or less, you may meet the eligibility requirements for Tax Help. Additional criteria may also apply.
To learn more about eligibility, the types of support volunteers can provide, and how to schedule an appointment, please visit the website.
Unclaimed money is money from lost bank accounts, shares, investments and life insurance policies. This money becomes lost when you move house and forget to update your details with a financial institution or company.
This money is available to be claimed at any time by the rightful owner and there is no time limit on claims.
- Bank accounts become unclaimed after 7 years if the account is inactive (no deposits or withdrawals).
- Life insurance policies become unclaimed 7 years after the policy matures and is not claimed.
The unclaimed money search is a simple system to use. Enter your name and see the results in a few seconds. There is no cost associated by using this government service but be aware that there are private, advertised companies who will use this free system and charge you a fee for looking on your behalf.
If you have changed jobs several times over the years you may have superannuation associated in different super funds that are considered inactive. You can identify unclaimed super by linking your myGov account to the ATO and follow the instructions. It is not as simple as searching for unclaimed money but worthwhile as these amounts may be consolidated with your current fund.
The University of South Australia Tax Clinic provides free, confidential tax advice, representation, education and advocacy to unrepresented taxpayers and small businesses.
Under the supervision of qualified tax professionals, the UniSA Tax Clinic is staffed by students who can support unrepresented taxpayers across a range of tax matters.
If you are an individual or a small business without a tax agent, contact 8302 0100 to arrange an appointment, or submit an enquiry via the online enquiry form.
Appointments are available during teaching terms August to October and March to May between 10.00am - 4.00pm Wednesday - Friday.
The USASA Financial Counsellor can help you manage your money and assist in making the pieces of the puzzle fit.
If you are dealing with financial stress related to issues such as debt, rent, utility costs and budgeting problems a USASA financial counsellor may be able to help you. A financial counsellor can help identify your options and give you the information you need to support you through managing any debt.
What can a USASA Financial Counsellor assist you with:
- Developing a budget to help manage your finances.
- Dealing with bad financial standing with the University.
- Accessing emergency food support.
- Applying for the grant support program.
- Can help point you in the right direction to access further financial support and assistance.
If your issue is not listed here, a Financial Counsellor may still be able to assist.
Way Forward provide free assistance to people in financial hardship, but who still have income, by helping them to get out of debt faster.
They have a dedicated team that provides free debt advice and free financial support to help you deal with your debt and set up a solution. Their hardship advocates have extensive experience handling creditors, negotiating better outcomes and providing debt relief for their clients.
They assist by:
- Establishing a workable budget
- Advocating for affordable arrangements with creditors, which means no more stressful conversations with debt collectors
- Helping with debt repayments, so you can make one regular payment to them, which they then distribute to your creditors.
There are no hidden fees - 100% free of charge.
WhistleOut is an online platform that helps consumers make informed decisions about telecommunications and technology services. By providing comprehensive comparisons, reviews, and guides, WhistleOut empowers users to find the best deals on mobile phone plans, internet packages, streaming services, and more.
With unbiased recommendations, WhistleOut simplifies the process of choosing the right telecom and tech products to suit individual needs and budgets.
Money is something we all have to manage and we all have to look after our own costs for housing, food, medicine and transport. These are expenses we juggle everyday and we should make good decisions about them.
You're the Boss is all about giving you the skills you need to budget.
You're the Boss: Money Wisdom for Life - is a free downloadable step by step guidebook to walk you through important money considerations and conversations.
Be the Boss - is a free, 3 week online course with a series of short videos to help with some great money tips, get help to sort out your bills and take control of your money.
You can access Money Wisdom for Life and Be the Boss via the attached website.
Welcome to You, Me & Money: Your Comprehensive Financial Toolkit for Couples
Welcome to You Me Money, the ultimate resource for couples seeking to manage their finances together effectively. You Me Money offers a tailored financial toolkit designed specifically to assist couples in navigating their financial journey with confidence and clarity.
What You, Me, & Money Offers
- Couples' Financial Resources: Dive into a collection of articles, guides, and tools crafted to address the unique financial needs of couples. From budgeting strategies to long-term financial planning, our resources cover every aspect of managing money as a team.
- Joint Budgeting Tools: Explore interactive budgeting tools and templates, perfect for couples looking to align their spending, saving, and financial goals. Whether you're combining finances or maintaining separate accounts, our tools make it simple to collaborate and stay organized.
- Relationship-Centered Advice: Gain valuable insights and tips from relationship and financial experts on how to navigate financial conversations, resolve conflicts, and strengthen your bond while managing money together.
- Tailored Solutions: You Me Money offers a financial toolkit tailored to meet the unique needs of couples, ensuring access to the resources and support necessary to achieve financial goals together.
- Relationship-First Approach: Prioritize the health of your relationship with tools and advice that promote open communication, trust, and collaboration when it comes to money matters.
- Actionable Strategies: The toolkit offers practical, actionable strategies that you can implement immediately to improve your financial situation and strengthen your partnership.
Embark on your journey to financial harmony and security as a couple by exploring the resources available on You, Me & Money. Whether you're just starting or have been together for years, the financial toolkit for couples is here to support you every step of the way.
The YourSuper comparison tool serves as a valuable resource for individuals seeking information and comparison of MySuper products in Australia. Here's what you need to know about how the tool works:
Key Features:
- Table Display: The tool presents a table of MySuper products ranked by fees and net returns, which is updated quarterly.
- Detailed Comparison: Users can select and compare up to 4 MySuper products at a time, accessing detailed information about each.
- Direct Links: By selecting a MySuper product from the table, users are directed to the respective super fund's website for further details.
- Personalisation: For personalized results, users can access the tool through myGov, which allows them to view their current super accounts alongside other MySuper products.
- Consolidation Assistance: The tool also provides links and guidance to help users consolidate their super accounts efficiently.
Information Sources:
- The information displayed in the comparison tool is provided by the Australian Prudential Regulation Authority (APRA), ensuring reliability and accuracy.
- APRA assesses the annual performance of each MySuper product, categorizing them as performing, underperforming, or not assessed based on predefined benchmarks.
Consecutive Underperformance:
- MySuper products rated as underperforming for 2 consecutive years face restrictions. They cannot accept new members until they achieve a performing rating.
- Employers using underperforming MySuper products as default funds must find alternative default fund options for new employees.
Using the Tool:
- Users can customize their search by adjusting the super balance and age to view relevant product options and fees.
- The tool allows comparison of shortlisted funds based on various metrics, including investment performance, net returns, fees, and investment strategy.
- By selecting a product for comparison, users can access detailed information about investment performance, past net returns, fees, and more.
- MySuper products, which are basic superannuation accounts without unnecessary features and fees, are the focus of comparison within the tool.
Making Informed Choices:
- Choosing the right super fund is crucial, considering factors such as performance, fees, insurance, and investment options.
- The YourSuper comparison tool provides valuable insights to help users make informed decisions about their super funds.
- After using the tool, individuals may contact their chosen super fund to open an account, discuss insurance options, or access other features.
The YourSuper comparison tool empowers individuals to make informed decisions about their super funds, ensuring they select options that align with their financial goals and needs.